Personal Credit Development

We teach you how to repair & enhance your credit

No Upfront Fee

How much does it cost?

A service for all budgets

Loans

Aggressive

Recommended for those who have a lot of negative items on their credit report

Loans

Moderate

Recommended for those who have a moderate amount of negative items

Loans

Basic

Recommended for those who have a handful of negative items

Blogs

Why Did My Credit Score Drop—and How Can I Fix It?

  Seeing your credit score drop unexpectedly can be alarming, especially if you’re unsure of the cause. A credit score isn’t static; it’s a reflection of your recent financial behaviors and credit...

Why Did My Credit Score Go Down? 5 Key Factors to Check.

  Seeing a drop in your credit score can be concerning, especially if you aren’t sure why it happened. Credit scores fluctuate based on a variety of factors, and understanding the key reasons for a...

Top 3 Credit Myths: Separating Fact from Fiction

Credit plays a critical role in personal and business financial health, yet misconceptions about it are widespread. These myths can lead to costly mistakes and hinder financial progress. Let’s debunk...

 

  • Current Utility Bill dated within 30 days
  • Clean Clear Copy of your Driver’s License
  • Clean Clear Copy of your Social Security Card

 

When making the copy of the document, please make sure all 4 corners are in the picture. It is best to lay it on a white paper and have a margin around the document. If the document is in color, please make a color image.

Also be sure there is no glare and the text is sharp and clear.

Acceptable formats are: PDF, JPG, PNG, TIF, GIF.

If you use your smart phone camera, as said above, please place the document on a white paper and have a small margin around the edges so that all corners are in the picture.

Another method is Cam Scanner which uses your smart phone or tablet camera to make a PDF. Here is a link to the app. https://www.camscanner.com/user/download

Phase 1: Assessment

Please Send All Information Requested So I can get a better picture of your current credit situation.
Credit Monitoring Website: Experian.com or Identityiq.com or Equifax.com (All 3 Reports needed)
Agent/ Social Media/ Family/ Friend
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The following request are only needed for Credit Repair:

Click or drag a file to this area to upload.
Click or drag a file to this area to upload.
Click or drag a file to this area to upload.

Phase 2: Repair

1Experian
2Equifax
3Identityiq
4Transunion
Due to Covid19 and in effort to increase our processing time and help assist you in receiving a quicker response from your credit disputes please setup the accounts below.
VERY IMPORTANT TO BEGIN YOUR PROCESS!
START ACCOUNTS WITH THE FOLLOWING SITES BELOW
IF POSSIBLE KEEP ALL THE SAME LOGIN INFORMATION
  1. WWW.IDENTITYIQ.COM Paid Account
  2. TRANSUNION Free Account https://dispute.transunion.com/dp/dispute/landingPage.jsp?PLACE_CTA=dispute:cta (COPY OR CLICK THIS LINK AND START THE ACCOUNT)
  3. EQUIFAX Free Account https://my.equifax.com/membercenter/#/login (COPY OR CLICK THIS LINK AND START THE ACCOUNT)
  4. EXPERIAN Free Account https://usa.experian.com/registration/?offer=at_fcras102,at_ltdreg100&op=FRCD-DIS-PRI-102-WGT-EXDPTNG-B2-EXP-VWIN-DIR-XXXXXX-XXXXXX-XXXXX (COPY OR CLICK THIS LINK AND START THE ACCOUNT)

Please Send All Information Requested WE NEED ALL DETAILS TO ACCESS ALL THE ACCOUNTS REQUESTED.

Experian

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